The Advisor's View of Long-Term Care Planning

Why single pay LTC Insurance might be the right strategy now

on Feb 16, 2021 11:38:58 AM By | Tom Riekse Jr | 2 Comments | For financial professionals hybrid life/Long-Term Care
The recent stock market run (especially in tech stocks) has been amazing. Despite the high unemployment rate many investors are enjoying that feeling of increased net worth in both their qualified...
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How low interest rates are changing LTC Insurance products

on Jan 8, 2021 10:00:00 AM By | Tom Riekse Jr | 3 Comments | For financial professionals
The last several years have seen major changes in LTC Insurance - leading to what can be referred to as LTC 2.0.  LTC 2.0 means that while the pure protection of traditional LTC insurance is still a...
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The biggest mistakes people make when choosing to self-insure for LTC

For Financial Professionals that are savvy enough to have a discussion about the impact of a long-term care event one of the most important topics is whether a client should consider long-term care...
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New Premiums Increasing on Hybrid Life + LTCI Plans

Many clients find that the best way for them to plan for LTC is by purchasing a linked life/ltc plan.  Compared to traditional LTC policies which provide pure long-term care protection (and the most...
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The Surprising Similarities Between Traditional LTC and New Life/LTC Plans

  Imagine this scenario.  You are the financial advisor conducting a periodic portfolio review with a 55 year old single professional business owner.  She is happy with her investment performance,...
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