The Advisor's View of Long-Term Care Planning

The biggest mistakes people make when choosing to self-insure for LTC

For Financial Professionals that are savvy enough to have a discussion about the impact of a long-term care event one of the most important topics is whether a client should consider long-term care...
Read More

New Premiums Increasing on Hybrid Life + LTCI Plans

Many clients find that the best way for them to plan for LTC is by purchasing a linked life/ltc plan.  Compared to traditional LTC policies which provide pure long-term care protection (and the most...
Read More

The Surprising Similarities Between Traditional LTC and New Life/LTC Plans

  Imagine this scenario.  You are the financial advisor conducting a periodic portfolio review with a 55 year old single professional business owner.  She is happy with her investment performance,...
Read More

3 Creative ways that annuities can fund LTC Insurance

  According to insurance industry research group LIMRA annuity sales had their best quarter in nearly 10 years with 62.1 billion in 4th quarter 2018 sales, up 22% year over year. Annuities are best...
Read More

The five big trends to look for in LTC Insurance for 2019

  Health care planning in retirement including LTC planning will continue to be top of mind for consumers and advisors in 2019 - here is a preview of trends in LTC Insurance for 2019.   1. Hybrid...
Read More