The Advisor's View of Long-Term Care Planning

How Coronavirus and low interest rates may impact LTC Insurance - and why you may want to act now

on Mar 9, 2020 3:57:39 PM By | Tom Riekse Jr | 1 Comment |
From quarantined cruise ships to cancelled conferences (not to mention the stock market), the novel coronavirus has had a significant impact on many peoples lives. At first glance, it would seem like...
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What recent New York Suitability Regulations could mean for the future of long-term care planning

If you are a producer who writes Life Insurance products with New York clients, including Life/LTC plans, effective February 1st 2020 you need to comply with New York State Department of Financial...
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5 Predictions for the LTC Insurance Market in 2020

LTC costs, especially home care costs, will continue to rise. According to Genworth Financial, homemaker services increased 7.14% and home health aide services increased 4.55% in 2019, the highest...
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Why 3% compound inflation isn't ALWAYS the best choice for LTC Insurance

on Sep 24, 2019 4:33:36 PM By | Tom Riekse Jr | 1 Comment | Advice articles about planning Sales Tips Linked Benefits
When recommending LTC insurance for your clients, "default" benefits can often make the job of selecting plan options easier, but is that what is best for your client in every situation?  For...
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The Surprising Similarities Between Traditional LTC and New Life/LTC Plans

  Imagine this scenario.  You are the financial advisor conducting a periodic portfolio review with a 55 year old single professional business owner.  She is happy with her investment performance,...
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