The Advisor's View of Long-Term Care Planning

Is there a better way to estimate the future cost of long-term care?

  An early step in any long-term care conversation an advisor has with a client is coming to an agreement that an extended care event COULD happen to them.  This acknowledgment of risk will lead to...
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Four Ways AI is going to impact the LTC Insurance industry

on Sep 28, 2018 11:49:15 AM By | Tom Riekse Jr | 1 Comment | ltc insurance technology For financial professionals
  When most people think of artificial intelligence (AI), they first think of some of the great science fiction movies and television shows that depict smart computers, robots and networks. From...
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We analyzed 1,277 health underwritten LTC applications - here's what we found

Any advisor who has tried to place either standalone or hybrid LTC Insurance knows that health underwriting is a big part of the process. Underwriting allows an applicant to use their good health now...
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Are fears of rate increases on new LTC Insurance policies overblown?

on Jun 28, 2018 1:58:15 PM By | Tom Riekse Jr | 0 Comments | long term care ltc insurance
  Traditional Long-term care insurance sales have been trending down since the turn of the century despite the favorable demographics of an aging population who needs to plan. There are many theories...
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Designing an "affordable" linked LTC Insurance policy

on May 24, 2018 3:17:47 PM By | Tom Riekse Jr | 1 Comment | long term care Long-term care planning Linked Benefits Sales Tips
  There are many advantages to hybrid life/LTC plans - a death benefit in case LTC benefits aren't used, premium guarantees and return of premium provisions. For people who aren't convinced they'll...
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