The Advisor's View of Long-Term Care Planning

Why 3% compound inflation isn't ALWAYS the best choice for LTC Insurance

on Sep 24, 2019 4:33:36 PM By | Tom Riekse Jr | 1 Comment | Advice articles about planning Sales Tips Linked Benefits
When recommending LTC insurance for your clients, "default" benefits can often make the job of selecting plan options easier, but is that what is best for your client in every situation?  For...
Read More

We analyzed 1,277 health underwritten LTC applications - here's what we found

Any advisor who has tried to place either standalone or hybrid LTC Insurance knows that health underwriting is a big part of the process. Underwriting allows an applicant to use their good health now...
Read More

Designing an "affordable" linked LTC Insurance policy

on May 24, 2018 3:17:47 PM By | Tom Riekse Jr | 1 Comment | Sales Tips Linked Benefits Long-term care planning long term care
  There are many advantages to hybrid life/LTC plans - a death benefit in case LTC benefits aren't used, premium guarantees and return of premium provisions. For people who aren't convinced they'll...
Read More

New LTC Insurance e-Apps make sales easier for advisors

on May 25, 2017 11:16:55 AM By | LTCI Partners | 0 Comments | For financial professionals Sales Tips
  The promise of simple e-applications that an advisor can use to sign people up for LTC coverage has been something insurance carriers and distributors have been working on for many, many years....
Read More

Six things behavioral economics teaches us about LTC insurance

on Apr 15, 2016 12:42:11 PM By | Tom Riekse Jr | 1 Comment | Sales Tips
As a college student I was taught about the wonders of a classical market economy comprised of competing companies selling to rational consumers.  My economics professors focused on things such as...
Read More