Tom Riekse Jr

Tom Riekse, Jr., ChFC, CEBS has been working in the long-term care insurance business since 1991 with an emphasis on communicating the value of LTC planning to advisors, employers and consumers. He has primary responsibility for all marketing and technology initiatives at LTCI Partners, and has worked closely with carriers and vendors to make LTC Insurance easier to sell and enroll. Tom received his undergraduate degree in from Hope College, Holland Michigan. He subsequently achieved his MBA at the University of Illinois at Chicago, with a concentration in finance and marketing. He holds the Certified Employee Benefit Specialist designation from the International Foundation of Employee Benefit Plans and the Wharton School and his Chartered Financial Consultant from the American College. Tom serves on the board of directors of the Society of Financial Services Professionals-Chicago and is a current board member of The National Association of Independent Life Brokerage Agencies.

Recent Posts

Reimbursement vs. Cash LTC Insurance Plans - which approach is better?

on Dec 14, 2017 12:14:41 PM By | Tom Riekse Jr | 1 Comment | Carrier and Product News
Long-term care insurance benefits, whether standalone or hybrid life/LTC, are pretty similar today - policyholders who can't perform 2 of 6 activities of daily living or have cognitive impairment...
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The ever-increasing tax deductibility of LTC Insurance

on Oct 30, 2017 8:05:00 AM By | Tom Riekse Jr | 4 Comments | Advice articles about planning Worksite Benefits New Product
Does your client own LTC Insurance or are they considering purchasing a plan?  Then they need to know about the important tax advantages of long-term care insurance.   A surprising number of...
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The worst case scenario - is lifetime LTC Insurance worth it?

on Oct 24, 2017 11:06:42 AM By | Tom Riekse Jr | 0 Comments | Advice articles about planning
  Luckily, you aren't going to need years and years of high cost long-term care. But what if you did? Like a reverse lottery, there are some people who do require long-term care that lasts a long,...
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Should you always recommend LTC Insurance with automatic inflation?

on Aug 29, 2017 12:25:50 PM By | Tom Riekse Jr | 0 Comments | For financial professionals Advice articles about planning
For many years, the question of whether to add automatic inflation coverage to LTC Insurance was a no-brainer. Traditional LTC policies were less expensive back then, and adding 5% compound inflation...
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How lowering the age for Medicare eligibility could help LTC Insurance

on Aug 9, 2017 9:00:00 AM By | Tom Riekse Jr | 0 Comments | Current affairs LTC legislative news
Although major health care reform is on hold, ideas from Washington continue to percolate to help deal with the increasing cost of health insurance. One of the most frequent ideas is Medicare...
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