The Advisor's View of Long-Term Care Planning

The worst case scenario - is lifetime LTC Insurance worth it?

on May 19, 2020 4:41:33 PM By | Tom Riekse Jr | 5 Comments | Advice articles about planning
  Note:  Blog post updated May 2020  Luckily, you aren't going to need years and years of high cost long-term care. But what if you did? Like a reverse lottery, there are some people who do require...
Read More

Why there may be a rush to buy LTC Insurance policies

Years from now, those of us who lived through the Coronavirus Pandemic will think about the early rush to buy toilet paper and how odd that seemed. As of today (and things could change), there is...
Read More

Why 3% compound inflation isn't ALWAYS the best choice for LTC Insurance

on Sep 24, 2019 4:33:36 PM By | Tom Riekse Jr | 1 Comment | Advice articles about planning Sales Tips Linked Benefits
When recommending LTC insurance for your clients, "default" benefits can often make the job of selecting plan options easier, but is that what is best for your client in every situation?  For...
Read More

The ever-increasing tax deductibility of LTC Insurance

on Oct 30, 2017 8:05:00 AM By | Tom Riekse Jr | 7 Comments | Advice articles about planning Worksite Benefits New Product
Does your client own LTC Insurance or are they considering purchasing a plan?  Then they need to know about the important tax advantages of long-term care insurance.   A surprising number of...
Read More

Should you always recommend LTC Insurance with automatic inflation?

on Aug 29, 2017 12:25:50 PM By | Tom Riekse Jr | 0 Comments | For financial professionals Advice articles about planning
For many years, the question of whether to add automatic inflation coverage to LTC Insurance was a no-brainer. Traditional LTC policies were less expensive back then, and adding 5% compound inflation...
Read More