As parents, I'm sure you all dreaded "the talk." Now there's a new talk, and it's not with your kids, but your parents. It's an important topic, and the sooner it's discussed the better. We're talking about long-term care. Talking to your parents about their long-term care plans is far from easy, especially if they don't want to acknowledge that they may eventually require special assistance, even if they're just one fall away from needing it.