Group LTC Benefits Blog

2016 Tax Facts for LTC Insurance

Are you looking for additional ways to help your clients plan for their retirement, using pre-tax dollars? It’s not just their qualified accounts – long-term care insurance enjoys unique tax treatment and is a way to help protects employees’ or key executives’ lifestyles & retirement income. If an employer funds long-term care insurance for employees or themselves, they can take advantage of the following:
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When Discussing LTCI Benefits, Don't Forget Potential Tax Advantages

There are many sound benefits of long-term care insurance (LTCI) worth reviewing with employers, but one that is often overlooked—but shouldn't be—is tax deductibility. Here are a few of the considerations:
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The Win-Win-Win Benefits of Group LTC Insurance

It's a question we are often asked, “Why Group LTC Insurance and why now?” We’re sure you know about the studies and have read enough in the media about our aging workforce and Boomer population. Simply stated, we need to plan for a new reality—we’re living longer, living with chronic healthcare issues and having to pay for both. 
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Why add LTCI to an executive benefits package?

Long-term care insurance (LTCI) should be an essential part of every company’s benefits package. One strategy to offering LTCI benefits is to purchase an executive carve out (ECO) plan. The ECO plan allows the employer to select particular employees based on specific criteria, such as tenure, title, or salary, all of which are pre-determined by the employer. The ECO benefits the employer, the executive and can benefit all other employees by offering a voluntary plan during an open enrollment period. Take a look at these 4 reasons...
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