Are you looking for additional ways to help your clients plan for their retirement, using pre-tax dollars? It’s not just their qualified accounts – long-term care insurance enjoys unique tax treatment and is a way to help protects employees’ or key executives’ lifestyles & retirement income. If an employer funds long-term care insurance for employees or themselves, they can take advantage of the following:

• Premium deductibility for the business
• The employer has the ability to carve-out or select an eligible class for this benefit
• Income tax-free benefits to the policyholder