The Advisor's View of Long-Term Care Planning

3 Creative ways that annuities can fund LTC Insurance

  According to insurance industry research group LIMRA annuity sales had their best quarter in nearly 10 years with 62.1 billion in 4th quarter 2018 sales, up 22% year over year. Annuities are best...
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The five big trends to look for in LTC Insurance for 2019

  Health care planning in retirement including LTC planning will continue to be top of mind for consumers and advisors in 2019 - here is a preview of trends in LTC Insurance for 2019.   1. Hybrid...
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Is there a better way to estimate the future cost of long-term care?

  An early step in any long-term care conversation an advisor has with a client is coming to an agreement that an extended care event COULD happen to them.  This acknowledgment of risk will lead to...
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We analyzed 1,277 health underwritten LTC applications - here's what we found

Any advisor who has tried to place either standalone or hybrid LTC Insurance knows that health underwriting is a big part of the process. Underwriting allows an applicant to use their good health now...
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Designing an "affordable" linked LTC Insurance policy

on May 24, 2018 3:17:47 PM By | Tom Riekse Jr | 1 Comment | Sales Tips Linked Benefits Long-term care planning long term care
  There are many advantages to hybrid life/LTC plans - a death benefit in case LTC benefits aren't used, premium guarantees and return of premium provisions. For people who aren't convinced they'll...
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