The Advisor's View of Long-Term Care Planning

Is there a better way to estimate the future cost of long-term care?

  An early step in any long-term care conversation an advisor has with a client is coming to an agreement that an extended care event COULD happen to them.  This acknowledgment of risk will lead to...
Read More

We analyzed 1,277 health underwritten LTC applications - here's what we found

Any advisor who has tried to place either standalone or hybrid LTC Insurance knows that health underwriting is a big part of the process. Underwriting allows an applicant to use their good health now...
Read More

Designing an "affordable" linked LTC Insurance policy

on May 24, 2018 3:17:47 PM By | Tom Riekse Jr | 1 Comment | long term care Long-term care planning Linked Benefits Sales Tips
  There are many advantages to hybrid life/LTC plans - a death benefit in case LTC benefits aren't used, premium guarantees and return of premium provisions. For people who aren't convinced they'll...
Read More

The 3 biggest stories for financial advisors from the 2018 Intercompany LTC Insurance Conference

Every year in the Spring long-term care insurance industry representatives, government regulators, insurance professionals and academics meet  for the annual Intercompany LTC Insurance conference....
Read More

"Point of Need" LTC plans - what are they and how do they work?

on Mar 16, 2018 9:06:00 AM By | Tom Riekse Jr | 2 Comments | Long-term care planning
  Millions of Americans had the foresight to purchase either traditional standalone or hybrid life/ltc plans and are benefiting from the policies.  For those who never bought coverage, however, there...
Read More