The Advisor's View of Long-Term Care Planning

The biggest mistakes people make when choosing to self-insure for LTC

For Financial Professionals that are savvy enough to have a discussion about the impact of a long-term care event one of the most important topics is whether a client should consider long-term care...
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Why there may be a rush to buy LTC Insurance policies

Years from now, those of us who lived through the Coronavirus Pandemic will think about the early rush to buy toilet paper and how odd that seemed. As of today (and things could change), there is...
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What recent New York Suitability Regulations could mean for the future of long-term care planning

If you are a producer who writes Life Insurance products with New York clients, including Life/LTC plans, effective February 1st 2020 you need to comply with New York State Department of Financial...
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5 Predictions for the LTC Insurance Market in 2020

LTC costs, especially home care costs, will continue to rise. According to Genworth Financial, homemaker services increased 7.14% and home health aide services increased 4.55% in 2019, the highest...
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3 Creative ways that annuities can fund LTC Insurance

  According to insurance industry research group LIMRA annuity sales had their best quarter in nearly 10 years with 62.1 billion in 4th quarter 2018 sales, up 22% year over year. Annuities are best...
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