The Advisor's View of Long-Term Care Planning

What recent New York Suitability Regulations could mean for the future of long-term care planning

If you are a producer who writes Life Insurance products with New York clients, including Life/LTC plans, effective February 1st 2020 you need to comply with New York State Department of Financial...
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5 Predictions for the LTC Insurance Market in 2020

LTC costs, especially home care costs, will continue to rise. According to Genworth Financial, homemaker services increased 7.14% and home health aide services increased 4.55% in 2019, the highest...
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3 Creative ways that annuities can fund LTC Insurance

  According to insurance industry research group LIMRA annuity sales had their best quarter in nearly 10 years with 62.1 billion in 4th quarter 2018 sales, up 22% year over year. Annuities are best...
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The five big trends to look for in LTC Insurance for 2019

  Health care planning in retirement including LTC planning will continue to be top of mind for consumers and advisors in 2019 - here is a preview of trends in LTC Insurance for 2019.   1. Hybrid...
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Is there a better way to estimate the future cost of long-term care?

  An early step in any long-term care conversation an advisor has with a client is coming to an agreement that an extended care event COULD happen to them.  This acknowledgment of risk will lead to...
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