Top Ten Asked Questions About Long-Term Care Insurance [slideshare]

Posted by Lauren Jiles-Johnson on Feb 4, 2016 4:32:27 PM

We've noticed that a lot of consumers ask the same questions about long-term care insurance. Here's the top ten we hear and our responses to them. 

Read More

Topics: For financial professionals, Educational Content for Consumers, Financial Wellness

The biggest reason for the slump in LTC sales - and the key to a turnaround

Posted by Tom Riekse Jr on Jan 15, 2016 4:42:55 PM

Standalone long-term care insurance sales are in a slump. According to most industry estimates, new policy sales are about a third of what they were just 10 years ago. The primary reason for the decline - a crisis of confidence of both buyers and sellers of the product. Like most slumps, the reasons have their roots back to the days when sales were booming.

Read More

Topics: For financial professionals, Advice articles about planning, Current affairs, Sales Tips, Financial Wellness, John Hancock

What's one of the toughest jobs around? The pay stinks too!

Posted by Steve Cain, National Sales Leader, LTCI Partners on Nov 25, 2015 2:43:48 PM

It's CAREGIVING for a loved one.  I'm not sharing this just because we're in the last few days of LTC Awareness Month.  I'm writing about this because the issue of long-term care is real, it's growing and has been on my mind in the days leading up to Thanksgiving. I have a lot to be thankful for, but this has been a tough year for the Cain family.

Read More

Topics: For financial professionals, Advice articles about planning, Financial Wellness

ABCs of LTCI using HSAs

Posted by Steve Cain, National Sales Leader, LTCI Partners on May 14, 2015 4:02:00 PM

Image source: Flickr user 401(k) 2012

ABC = c’mon, it’s the alphabet!

LTCI = Long-Term Care Insurance

HSA = Health Savings Account

According to AHIP Health Savings Account Census, over 17.4 million Americans are covered by HSA eligible insurance plans.  If you have clients that own a HSA or are eligible for one, they may be able to use pre-tax dollars to pay for all or some of their LTC Insurance.  Check out this Genworth piece to learn more and ask your clients who are W2 employees if they have one…it’s a great way to reduce the net cost of the coverage.

Read More

Topics: For financial professionals, Advice articles about planning, Current affairs, Financial Wellness

The right long-term care plan can save you a lot of money

Posted by Matt Venhousen on May 7, 2015 3:45:00 PM

Image source: Flickr user 401(k) 2012

"Ten thousand baby boomers are turning 65 every day, and they are coming face to face with serious questions: How can I make sure that I don’t run out of income in retirement? And how will I pay for long-term health care that might involve crushing medical bills, nursing home costs and other needs?"

Read More

Topics: Advice articles about planning, Financial Wellness