This article by Tom Riekse of LTCI Partners discusses issues facing three important groups involved in LTC insurance in 2014 - consumers, insurers and advisors. Three key highlights of the article:
1) Consumers still want LTC insurance but are concerned because of news stories about premium increases and more expensive pricing of newer products.
2) Carriers are most concerned about the regulatory environment - will states grant in-force premium increases (requested due to low interest rates)?
3) Advisors are adjusting to higher premiums and tighter underwriting. Since LTC is not a significant part of most advisors' practice, they want to make the process of protecting clients easier.