As you dive into the world of long-term care insurance and research the best available options for yourself or a loved one, don’t be surprised if you find yourself becoming well versed in the activities of daily living (or “ADLs”), daily benefit amounts and maximum lifetime benefits, among others. It’s important to do your homework – great job! In the midst of all of your research and LTC planning, one other term you will likely encounter is inflation protection. With everything else you are researching, don’t let this one get lost in the shuffle. It may be one of the most important.