Photo used with permission Twitter @taylorndean  Youtube: taylordeandaily 

You may have seen the recent viral story of a goldfish who was fitted with a wheelchair of sorts to help it swim upright.  In addition to putting a smile on my face from the cuteness and ingenuity factor, it also made me think about what I would do if my mobility were impaired.   Yes, a fish made me think that.  One of the side effects of being in this business is that I equate a story about a fish back to my own mortality.    

Seriously though, wouldn’t it be nice if we could all access quality care when we can no longer be fully independent?   With the median cost of home health care running $3,861 a month, even a moderate amount of care in your home can cost more than most households can comfortably afford.  The shocker comes when they realize their health insurance or Medicare won’t protect them.  While you can own more coverage, people are surprised to learn how affordable it can be to own a LTC Insurance policy with a $3,900 monthly benefit.   Depending on age, health, and other factors, a couple could own this amount of coverage for between $95-$160 a month, per person.  

Do you want to provide your clients with simple long term care insurance solutions with meaningful benefits that fits their budget?