The Advisor's View of Long-Term Care Planning

Why 3% compound inflation isn't ALWAYS the best choice for LTC Insurance

on Sep 24, 2019 4:33:36 PM By | Tom Riekse Jr | 1 Comment | Advice articles about planning Sales Tips Linked Benefits
When recommending LTC insurance for your clients, "default" benefits can often make the job of selecting plan options easier, but is that what is best for your client in every situation?  For...
Read More

The Surprising Similarities Between Traditional LTC and New Life/LTC Plans

  Imagine this scenario.  You are the financial advisor conducting a periodic portfolio review with a 55 year old single professional business owner.  She is happy with her investment performance,...
Read More

Designing an "affordable" linked LTC Insurance policy

on May 24, 2018 3:17:47 PM By | Tom Riekse Jr | 1 Comment | Sales Tips Linked Benefits Long-term care planning long term care
  There are many advantages to hybrid life/LTC plans - a death benefit in case LTC benefits aren't used, premium guarantees and return of premium provisions. For people who aren't convinced they'll...
Read More

MoneyGuard vs. CareMatters - Linked Life/LTC comparison

For advisors, there's a lot to like about two of the leading "Asset-based" Linked Life/LTC plans - Lincoln Financial MoneyGuard II and Nationwide Care Matters.  But which is the best plan for your...
Read More