The Advisor's View of Long-Term Care Planning

Why single pay LTC Insurance might be the right strategy now

on Feb 16, 2021 11:38:58 AM By | Tom Riekse Jr | 3 Comments | For financial professionals hybrid life/Long-Term Care
The recent stock market run (especially in tech stocks) has been amazing. Despite the high unemployment rate many investors are enjoying that feeling of increased net worth in both their qualified...
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New Premiums Increasing on Hybrid Life + LTCI Plans

Many clients find that the best way for them to plan for LTC is by purchasing a linked life/ltc plan.  Compared to traditional LTC policies which provide pure long-term care protection (and the most...
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Why there may be a rush to buy LTC Insurance policies

Years from now, those of us who lived through the Coronavirus Pandemic will think about the early rush to buy toilet paper and how odd that seemed. As of today (and things could change), there is...
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What recent New York Suitability Regulations could mean for the future of long-term care planning

If you are a producer who writes Life Insurance products with New York clients, including Life/LTC plans, effective February 1st 2020 you need to comply with New York State Department of Financial...
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The Surprising Similarities Between Traditional LTC and New Life/LTC Plans

  Imagine this scenario.  You are the financial advisor conducting a periodic portfolio review with a 55 year old single professional business owner.  She is happy with her investment performance,...
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