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[WA Cares Fund] Employer Newsletter November 2023


November 2023 | Issue 43

WA Cares: Self-employed opt-in

Affordable access to long-term care benefits

If you’re a self-employed earner, WA Cares is your key to long-term care coverage. Your contribution is just as low as traditional workers. You’ll pay the current premium rate, which is 0.58 percent, of:

  • Your net earnings.
  • Gross wages, if any, paid to you from your business entity.

That’s about $300 per year for the median Washington worker, much less than most private insurance.

Get the benefits of WA Cares

By electing WA Cares coverage, you’ll gain:

  • Peace of mind: Once you’re vested, you’re insured against long-term care up to $36,500 over your lifetime.
  • Financial security: WA Cares doesn’t make you spend down your savings before coverage kicks in.
  • Choice: You decide how and where to use your benefits.

Learn more

Find more information on our website's self-employed opt-in page.