Group LTC Benefits Blog

Why do employer - sponsored LTC Insurance benefits vary by state?

As long-term care insurance becomes increasingly attractive as a voluntary benefit, employers and benefit brokers are going to have to adapt with the reality of state variations in LTC plans.  Although these variations can make it harder to implement a program, with some perspective and understanding it should be a hurdle that can be overcome.
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Why add LTCI to an executive benefits package?

Long-term care insurance (LTCI) should be an essential part of every company’s benefits package. One strategy to offering LTCI benefits is to purchase an executive carve out (ECO) plan. The ECO plan allows the employer to select particular employees based on specific criteria, such as tenure, title, or salary, all of which are pre-determined by the employer. The ECO benefits the employer, the executive and can benefit all other employees by offering a voluntary plan during an open enrollment period. Take a look at these 4 reasons...
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