Now is the perfect time to plant the LTC planning seed with your employer clients -- LTCI enrollments experience the best participation as an off-cycle benefit.
The Need for LTC Planning:
- Helps protect a retirement plan – Well-informed and financially savvy people understand the dangers that an LTC episode can present to their financial portfolios.
- Gives people a choice about care – Although Medicare and Medicaid pay for LTC costs, coverage may be limited.
- Eases the burden on family members – LTC insurance allows family members to be involved in the caregiving
Fill the gap in your employer client’s benefits portfolio by implementing an LTC insurance program. We support the entire LTC planning process – from the demographic analysis, RFP development, plan design, proposal preparation, client meetings, carrier recommendations, implementation and delivery, reporting, to the ongoing policy service.