---
title: Do Employees Understand the need for Long-Term Care Planning?
description: Do employees get it? Who else does? Check out some of the numbers from LIMRA.
image: https://www.ltcipartners.com/hubfs/Cover%20(EBN).jpg
---

## Group LTC Benefits Blog

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
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- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

[Jul 6, 2026

### WA Cares Fund July 2026 Update

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Jan 30, 2018 • [Steve Cain, CLTC®, Director Sales & Business Development Leader](https://www.ltcipartners.com/group-ltc/author/steve-cain-cltc-director-sales-business-development-leade)

## Do Employees Understand the need for Long-Term Care Planning?

- [Group LTCI,](https://www.ltcipartners.com/group-ltc/topic/group-ltci)
- [Employee Benefits](https://www.ltcipartners.com/group-ltc/topic/employee-benefits)
- [Multi-life](https://www.ltcipartners.com/group-ltc/topic/multi-life)

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![Employee vs. Employer Perceptions (LIMRA, 11.17)-1.jpg](https://www.ltcipartners.com/hs-fs/hubfs/Employee%20vs.%20Employer%20Perceptions%20(LIMRA%2c%2011.17)-1.jpg?width=640&name=Employee%20vs.%20Employer%20Perceptions%20(LIMRA%2c%2011.17)-1.jpg)

Yes – they “get it” and understand the issue of Long-Term Care.  As we experience this demographic shift, many employees are dealing with this issue first-hand (parents or grandparents).  Recent studies have shown that nearly 20% of the American workforce is caring for a loved one while working full-time.  That means there’s an impact on businesses too (absenteeism, presenteeism, replacing valued employees, etc.).  [This recent LIMRA study](https://www.ltcipartners.com/hubfs/LIMRA%20MarketFacts%20(Nov.%202017).pdf) looked at employers & employees perceptions on this issue.  Their findings did not surprise us – more and more employers are looking to help employees plan for Long-Term Care.  It’s time to give Group LTC Insurance a 1st look or 2nd chance.

Ready to add Group LTC Insurance to your business/clients’ benefits offering?  Call us at 877-949-4582 x7 or visit us at [https://www.ltcipartners.com/groupltc](https://www.ltcipartners.com/groupltc)

 

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## Written by [Steve Cain, CLTC®, Director Sales & Business Development Leader](https://www.ltcipartners.com/group-ltc/author/steve-cain-cltc-director-sales-business-development-leade)

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