In addition to the 38 states that already have the Employer Group rate class (unisex premium rates), 6 additional states will be available effective 11/1/19: CT, DE, HI, IN, ND, and SD.
Available to almost any business with 5+ employees
Streamlined group approval process
Unisex premium rates for employees and eligible family members*
Access to all the EssentialLTC features available in the individual market
10-year/single premium payment, lifetime benefits, return of premium/surrender options, joint pricing, and more
Partnership eligible policies available in many states*
Product underwritten by National Guardian Life Insurance Company (NGL). National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a.k.a. The Guardian or Guardian Life.
For agent and broker use only. Not for distribution to the public.
Policy form series ICC16-NLTC100P. Product not available in all states.
