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Jan 18, 2022 • LTCI Partners

Mutual of Omaha- In-Force Rate Increase News


From the Desk of

Michael Sladek



Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. 

We will be implementing the following inforce rate adjustments effective April 1, 2022:

Impacted Policy Forms Impacted States
LTC04I Alaska, North Dakota
LTC04G North Dakota
LTC04I7 North Dakota
LTC09M Alaska, North Dakota
LTC06UI Alaska, North Dakota
LTC09U Alaska, North Dakota
LT50, NH50, HCA, NHA & LTA      Kentucky, South Dakota and Wyoming

 For details on yearly rate adjustment percentages, view the supplemental grid here.

Policyholder Notification Process

Policyholders will receive a letter notifying them at least 60 days prior to the premium rate increase effective date as outlined above.

Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there are options available. The offer will provide the policyholder a benefit reduction alternative to help reduce the impact of the premium increase.

Tools Available

Additional resources are available on Sales Professional Access, including:

  • Historical rate adjustment information by policy form on the Rate Adjustment page.
  • A list of impacted policyholders on the Reports page.

Please share this information with your producers. Any additional information and state approvals will be communicated in our weekly Express newsletter. For a complete list of affected policy forms as well as additional key information, please review the FAQ.

Long-term care insurance is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. 

Should you have any further questions, please contact your Sales Director or Account Executive.


Employee Photo

Michael Sladek
VP Brokerage Sales
(800) 693-6083
Contact Me


Written by LTCI Partners