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Place your hybrid case with confidence
LifeCare protection in as little as 3 business days!
A new John Hancock producer recently submitted his first LifeCare application, a 10-pay for a female in her mid-50s. The application was submitted on Wednesday, approved on Thursday and issued on Monday!
That amazing experience is not unusual. In many instances, we’re seeing that clients in their 50s are typically getting a final approval in under a week!
Here’s what to expect with your LifeCare submissions:
Quick turnaround
Seamless, digital process for you and your clients
80% approval rate*
If you're seeking a fast, reliable and responsive carrier — and excellent product value —we’re ready to help you place your hybrid business with confidence.
*Approval rate is based on internal data as of July 2025, and could vary in the future.
FOR AGENT USE ONLY. THIS MATERIAL MAY NOT BE USED WITH THE PUBLIC.
Policy issuance is not guaranteed as any life insurance purchase is subject to completion of an application, including health questions, and underwriting approval. John Hancock may obtain additional information, including medical records, to evaluate the application for insurance; and after the policy is issued, to identify any misrepresentation in the application.
Insurance policies and/or associated riders and features may not be available in all states. Some riders may have additional premiums and expenses associated with them.
Insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116.
