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Nov 26, 2025 • LTCI Partners

John Hancock: In-Force Rate Action to take place in late December 2025

 

 
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Next round of in-force rate action notifications to take place in late December

In late December, we will begin policyholder notifications on the next round of John Hancock and Fortis (Union LTCI) policies impacted by the in-force rate actions, which will have an effective date beginning with anniversaries on or after April 1, 2026.

The 2022 rate action notifications will include John Hancock LTCI individual policies originally issued in Georgia, Massachusetts, Nevada and North Carolina.

John Hancock will continue the implementation of the 2022 rate increase for John Hancock LTCI individual policyholders in Maine who received an initial “capped” or “phased-in” increase.

The 2022 rate action notifications will include Union LTCI individual policies originally issued in Georgia and Minnesota.

John Hancock will continue the implementation of the 2019 rate increase for John Hancock LTCI individual policyholders in New York who received an initial “capped” or “phased-in” increase.

John Hancock will continue the implementation of the 2019 rate increase for Union LTCI individual policyholders in New York who received an initial “capped” or “phased-in” increase.

Please note: To view your clients' notification packages through our e-Delivery program, visit www.jhsaleshub.com and register for access to your online documents.

 
 
 

Written by LTCI Partners