---
title: EssentialLTC Product Updates 10/20/18
description: NGL
image: https://files.constantcontact.com/b92c63db501/5fbb8ad2-e3e5-41a6-9d36-6099004efad6.png
---

## Planning Tips and Carrier News for Advisors

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

## Never miss any update

Subscribe to the Planning Tips and Carrier News for Advisors newsletter today to receive updates on the latest news from our carriers.

Your privacy is important to us. We have developed a [Privacy Policy](https://www.ltcipartners.com/ltci-partners-privacy-policy) that covers how we collect, use, disclose, transfer, and store your information. 

Dec 20, 2018 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## EssentialLTC Product Updates 10/20/18

- [NGL-EssentialLTC](https://www.ltcipartners.com/carriernews/topic/ngl-essentialltc)

- [Tweet](https://twitter.com/share)

| December Product Updates |
| --- |
|     EssentialLTC’s Program for the Worksite Visit the new Worksite Section of the Agent Resource Center at www.ngl-essentialltc.com     LTCi For Almost Any Business   Learn more about EssentialLTC’s program for the worksite.   - View PDF       Worksite Process & Resources   Learn more about what to expect when you have an employer group prospect. This flyer will give you an idea of what to expect from start to finish and provides you with resources to help guide you through the process.   - View PDF       2018 Tax Summary   Use this flyer to see the tax advantages of LTCi for individuals and businesses.   - View PDF      Website Self-Registration Now Available     Easier access to the EssentialLTC Agent Resource Center.   Just click the “agent login” button at www.ngl-essentialltc.com , then the “Register for Access” button, follow the prompts, and you’ll have access to all things EssentialLTC.     Webinar Recording Available Strategies to Encourage Employer-Funded LTCi   Learn more about some of the most popular strategies used to encourage funding LTCi in the workplace.   View Recording             Missed another episode of the Essential How-To’s webinar series?   E-APP Introduction   “Live, Die, or Quit” on a Traditional LTCi Product   Tailor-Made LTCi Premium Payment Options   EssentialLTC’s Program for the Worksite   For agent and broker use only. Not for distribution to the public.     Year-End Commissions   The final commissions counted on 2018 1099s will be commissions paid on 12/21/2018.     For agent and broker use only. Not for distribution to the public.   Stay tuned for updates on state releases. We will report them as they develop.   CONNECT WITH US! ‌ ‌ ‌   Product underwritten by National Guardian Life Insurance Company (NGL). National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company  of America a.k.a. The Guardian or Guardian Life. For agent and broker use only. Not for distribution to the public. Policy form series ICC16-NLTC100P. Product not available in all states |
|   |

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "LTCI Partners",
    "url" : "https://www.ltcipartners.com/carriernews/author/ltci-partners"
  },
  "dateModified" : "2023-01-05T21:07:18.991Z",
  "datePublished" : "2018-12-20T17:37:38.000Z",
  "headline" : "EssentialLTC Product Updates 10/20/18",
  "image" : [ "https://files.constantcontact.com/b92c63db501/5fbb8ad2-e3e5-41a6-9d36-6099004efad6.png" ],
  "mainEntityOfPage" : {
    "@id" : "https://www.ltcipartners.com/carriernews/essentialltc-product-updates-1",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://www.ltcipartners.com/hs-fs/hub/405630/file-1004497223.png"
    },
    "name" : "LTCI Partners, LLC"
  }
}
```