Clients Think Long-Term Care Events Happen to Other People

Nov 6, 2015 • LTCI Partners

Clients Think Long-Term Care Events Happen to Other People

Clients Think LTC Happens to Other People

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For agent or broker use only. Not for use with the public.

Clients think long-term care events happen to other people.

Source: Lincoln Financial Group and Hanover Research, “Managing Long-Term Care Risk,” Oct. 2014. http://newsroom.lfg.com/wealth-protection-expertise

You know better. Let Lincoln help you dispel the myths.

You know that clients are living longer than ever – and that means they’re more likely to need long-term care at some point.

Research shows that 70% of people turning age 65 can expect to use some form of long-term care. †
Long-term care expenses can deplete savings 2-3 times faster than expected without proper planning, according to advisors Lincoln surveyed.*
Only 22% of consumers we surveyed feel prepared to finance a long-term care event.*

Advisors tell Lincoln that long-term care expenses are the hardest risk to manage in their clients’ retirement plans.* So we’ve created a suite of tools and education to clarify the long-term care solutions marketplace, clear up your clients’ common misconceptions, and make it easy to engage clients in planning for these expenses.

Start protecting your clients’ wealth from long-term care expenses

Read our best tips for engaging clients on long-term care planning

Protecting clients’ wealth from
long-term care expenses

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Help your clients understand the need for
long-term care with this video:

Understanding the challenge

Click here for version approved for use in:
AZ, CA, CT, DC, DE, FL, IN, MT, ND, NJ, SD and VI

Click here for version approved for use in:
All other states

Visit WealthProtectionExpertise.com or contact your Lincoln representative today for our resources and education.

† Peter Kemper, Harriet L. Komisar, and Lisa Alecxih, Long-Term Care Over an Uncertain Future: What Can Current Retirees Expect? Inquiry 42, no. 4 (Winter 2005–2006), 335-50. http://www.alisprotect.com/UncertainFuture.pdf
U.S. Department of Health & Human Services, “Medicare & You 2015,” www.Medicare.gov, www.medicare.gov/Pubs/pdf/10050.pdf, revised December 2014.
*Lincoln Financial Group and Hanover Research, “Managing Long-Term Care Risk,” Oct. 2014 http://newsroom.lfg.com/wealth-protection-expertise

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Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates, including broker-dealer/distributor Lincoln Financial Distributors, Inc., Radnor, PA, and insurance company affiliates The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Affiliates are separately responsible for their own financial and contractual obligations

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150 N. Radnor-Chester Road
Radnor, PA 19087
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877-275-5462

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Clients Think Long-Term Care Events Happen to Other People

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