Never miss any update

Subscribe to the Planning Tips and Carrier News for Advisors newsletter today to receive updates on the latest news from our carriers.

Your privacy is important to us. We have developed a Privacy Policy that covers how we collect, use, disclose, transfer, and store your information. 

Feb 25, 2019 • LTCI Partners

Can Clients Deduct Hybrid Life/QLTC Insurance Premiums?

As an advisor, there’s no doubt that you’re working with business owners. Part of HIPAA legislation (1996) allows for business owners to deduct Qualified LTC Insurance premiums. That means the riders that are attached to Hybrid Life/QLTCI plans are deductible and the policy benefits are income tax-free. Securian has created some great material to guide advisors to working with business owners and highlights this favorable tax treatment. Please see below-


Securian SecureCare Individual Worksheet

Securian SecureCare Pass Thru Business Owner Worksheet

Securian SecureCare Tax Presentation


Written by LTCI Partners