What to Expect in This Guide:
What is LTC
LTC Legislative Activity Update
Why Offer Group LTC
Advantages
Enrollment Best Practices
Why Us
Your employees might not think about needing long-term care, especially if they feel young and healthy. But that's exactly the right time for you to help them plan for the future.
Baby boomers and successive generations will enjoy unprecedented longevity compared to previous generations. The upside is obvious. Unfortunately, a longer life also increases the likelihood of experiencing a chronic health condition that requires costly LTC. We can help protect the financial future of employees with an affordable employer-sponsored Worksite Long-Term Care Insurance program that:
Protects their retirement plan. An ounce of prevention now can avert the disaster that an LTC episode can bring to retirement portfolios.
Gives them a choice about care. Most people prefer to receive care at home. Medicare and Medicaid pay limited home healthcare costs. This coverage provides benefits for home healthcare, assisted living and skilled nursing care.
Eases the burden on their family members. Today’s Worksite LTC insurance can provide benefits for both life insurance and long-term care. Loved ones are provided financial and caregiving support with proper planning.
What Sets Us Apart
LTC Insurance Focused
Our singular focus is Group LTC Insurance planning solutions.
Benefits Consulting Expertise
National roster of partners from the Top 25 employee benefits consulting firms in the industry.
Turnkey Solutions
All-in-one sales, education, enrollment, in-force plan support and client stewardship.
User-Friendly Technology
Email communication platform, decision support and enrollment tools.
LTCI & EE Benefit Specialists
Team members have backgrounds from national brokerage firms and insurance companies.
In-house and US-based LTC experts
W2 call center employees — we have a team of non-commissioned LTC Insurance specialists