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Long Term Care Insurance Marketplace for AFBA Members

Where planning is easier.

A marketplace of solutions to help you own meaningful benefits to fit your budget.

Aetna
Mutual of Omaha
Nationwide
Brighthouse

What is Long Term Care?

Personal Care

Personal Care

Assistance with activities like bathing, dressing, or getting up from a chair. It is sometimes called Custodial Care.

Professional Care

Professional Care

Care from skilled or licensed medical personnel such as physical therapy and administering certain medications.

Supervisory Care

Supervisory Care

To help you if you get Alzheimer’s Disease or other kinds of dementia.

Think you’re covered?

Health insurance, the Affordable Care Act, Medicare and Tricare are not designed to cover Personal Care, Professional Care, or Supervisory Care. Medicaid (MediCal in California), may cover some long-term care expenses but requires you to become impoverished to qualify.

As a result – There can be significant consequences to you and your family if you fail to plan for long term care expenses.

Think you’re covered?

Why Insurance?

Without long term care insurance, you pay for the costs of long term care.

Proper planning can...

  • Help keep you comfortable and safe at home and help you afford quality care outside your home.
  • Help your loved ones maintain their emotional, physical, and financial wellbeing.

The proper long term care insurance plan can help you have more choices in the type and setting of care you receive.

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It’s not just for you, but for everyone you’ve invited into your life.

  • The need for care has potential to strain family relationships, not strengthen them.
  • The physical requirements to provide care to a loved one can be demanding and difficult for family members to address.

We don't imagine asking family to help. Without proper planning, what choice are we leaving them? Owning the right insurance can help those you have spent a lifetime protecting.

Get a Quote

Work with a specialist to help you with each building block.

They can help you add finishing touches so your insurance plan provides meaningful benefits that fit your budget.

Our Team

Our specialists make it easy to understand and own an insurance plan to help address what is important to you and your budget.

Karry Ballinger, CLTC

Specialist

Nancy Dykeman, CLTC, CSA

Specialist

Lori Gubash, CLTC

Specialist

James Haunroth, CLTC

Specialist

Testimonials

Here is what some of you have had to say.

Shirley
Shirley Altoona, Wisconsin
I was denied Long Term Care insurance 4 years ago by every company in the U.S. that offers it. Nancy was able to offer short-term care insurance as a solution which I was approved for. Nancy was a pleasure to work with. Highly recommend working with Nancy.

Ready to get started?

Call us, request a consultation, or provide us some information to pre-qualify and we will email quotes to you.

Select from three convenient options to receive a personalized quote.

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1. Call us

(855) 581-6647
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2. Request Consultation

Request
OR
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3. Pre-Qualify / Get Quotes

Get Started