---
title: WA Cares Fund | Employer Newsletter | November 2023
description: Washington State Employment Security Department has released their November 2023 Issue 43 of Employer Newsletter.
---

[WA Cares Fund Legislative Updates ](https://www.ltcipartners.com/wacaresfundupdates)

# [WA Cares Fund | Employer Newsletter | November 2023](https://www.ltcipartners.com/wacaresfundupdates/wa-cares-fund-employer-newsletter-november-2023)

 Written by [Steve Cain, CLTC®, Director Sales & Business Development Leader](https://www.ltcipartners.com/wacaresfundupdates/author/steve-cain-cltc-director-sales-business-development-leade) | Nov 13, 2023 4:33:45 PM

November 2023 | Issue 43

WA Cares: Self-employed opt-in

Affordable access to long-term care benefits

If you’re a self-employed earner, WA Cares is your key to long-term care coverage. Your contribution is just as low as traditional workers. You’ll pay the current premium rate, which is 0.58 percent, of:

- Your net earnings.
- Gross wages, if any, paid to you from your business entity.

That’s about $300 per year for the median Washington worker, much less than most private insurance.

Get the benefits of WA Cares

By electing WA Cares coverage, you’ll gain:

- Peace of mind: Once you’re vested, you’re insured against long-term care up to $36,500 over your lifetime.
- Financial security: WA Cares doesn’t make you spend down your savings before coverage kicks in.
- Choice: You decide how and where to use your benefits.

Learn more

Find more information on our website's [self-employed opt-in page.](https://wacaresfund.wa.gov/how-it-works/opt-in)

 

[View full post](https://www.ltcipartners.com/wacaresfundupdates/wa-cares-fund-employer-newsletter-november-2023)

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