Steve joined LTCI Partners in 2016 bringing 20+ years of broad-based experience in the insurance and financial services industry where he specialized in long term care insurance, Medicare/Tricare supplements, disability insurance, health insurance, and annuities. Steve retired from USAA in San Antonio, Texas where he earned the RHU, CLU, ChFC, and CASL insurance designations, and held the Series 6, 63, 7, and 24 FINRA licenses. He graduated from Colorado State University with a Bachelor of Forestry Science and earned his MBA from Regis University in Denver. Steve lives in the Texas Hill Country where he enjoys bicycling the back roads of South Texas and volunteering for the Meals-on-Wheels program. As a volunteer, Steve gets to see first-hand how long term care insurance can help people stay in their homes as long as possible.