| SOUTH CAROLINA - TYPE OF LICENSE NEEDED TO WRITE POLICIES | ||
|---|---|---|
| Health | Life | |
| Stand Alone | X | |
| Linked Life LTC | X | X |
| Annuity | X | X |
| LTC TRAINING REQUIREMENTS | |
|---|---|
| Initial Long Term Care Training |
8 Hour Course |
| Refresher Training |
4 Hour Course As of 6-1-2026, once an advisor has turned 65, they are exempt from taking further 4 hour refreshers as long as they've taken the initial 8 hour in South Carolina. On the flip side, if the advisor writes outside of South Carolina (in Florida, for example) they will have to take the 4 hour refresher to be in compliance to write the case in Florida. |
| Training Reciprocity Between States |
Yes Please note that currently CA, CT, DC, DE, HI, IN, MS and NY are not reciprocal with South Carolina |
| Training/Lapse Guidelines |
Refresher must be taken within 24 months of the previous course. Lapse in training is allowed |
| Annuity |
To sell Annuity products, Annuity and Best Interest training is required as well as Product Training with both Global Atlantic and OneAmerica. Requirements and rules vary by state. Please reach out to licensing to get help with the requirements and product codes for the Product Training requirement at licensing@ltcipartners.com |
| How to Obtain Training |
A 15% Discount is offered to advisors that go through the LTCI/WEBCE portal at http://ltcipartners.webce.com |
| Where Can I Find My CE Training |
Clearcert: http://www.clearcert.com State Based Systems (SBS): http://www.statebasedsystems.com |
| Asset Protection |
Yes, with other DRA Partnership states - 2006 LTCI Model Act |
| State Partnership Status |
1-1-2009 |
REVISED: 11/4/24