16 hour course

5 hour course

Yes.   Residents MUST take Colorado courses

Please note that currently CA, CT, DC, DE, HI, IN, MS and NY are not reciprocal with Colorado

Initial Training - Resident producers must complete a one-time 16 hour training course consisting of 8 hours of General LTC training (classroom or online) and 8 hours of training specific to LTC Partnership (classroom only).  Non-resident producers may take the CO 16 hour course OR they may take an 8 hour NAIC Partnership course from another state.

Resident Producers Update as of 11-8-23 (per Clearcert email).  Here is an example of CO resident advisor writing in another state.  If an advisor is a resident of CO but has not taken the 16 hours and wants to write in Arizona (for example), he can take the 8 hour in AZ and write in AZ or any other NAIC approved state using that 8 hour, but he cannot write in CO because all of the requirements have not been met for CO.

Nationwide: Update 7/22/25 from Hajra:  They no longer require the non-resident advisor to take Colorado Partnership training, but the rules are as follows in the example below:

• Advisor is a resident of a reciprocal state (New Jersey for example) and has taken his 8 hour Traditional training, that will be accepted because Colorado also has an 8 hour training and the training lengths are a match, but he will also have to take the 5 hour Colorado training to sell in Colorado because the 5 hour is greater than the 4 hour refresher training for New Jersey.
• If the advisor is in a state that does not have CE training, they have to take 16 hours for Colorado

Refresher Training - required every 24 months after completing the initial training.  The 5 hours must be completed in a classroom setting.  Go to LTC Connections to sign up:  www.ltcconnection.com

Lapse in training is allowed