---
title: Transamerica Changes in California
description: Transamerica
image: https://app.hubspot.com/ARC/images/sortAscending.png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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## Transamerica Changes in California

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 Transamerica Long Term Care - Agent Resource Center

 

 

 

 

 

 

Jul 6

TransCare® II Changes For California - Effective July 12, 2016

Transamerica Life Insurance Company remains committed to you and to the Long Term Care insurance market. We continue to actively manage our Long Term Care insurance business to ensure that our programs and products align with our core business philosophy, supporting our key objective to remain in the market for the long haul. The following changes to TransCare® II will go into effect in **California on Tuesday, July 12, 2016**:

 

- Due to recent claims experience, and in an ongoing effort to manage our business, our new business premium rates have been revised

** **

**Additional information about the changes: **

 

- Previously saved quotes for TransCare® II in CA are no longer available on TransQuote
- There are new application and disclosure packages that must be used beginning July 12. Joint applications will not be available. Applications include 0914 in the lower left corner. Disclosures include 0216 in the lower left corner.   
- Current open enrollments will not be affected by any of these changes until the enrollment ends. Annual Re-Enrollments and New Hire cases after July 12th will be with the new rates.   
- Tailored Benefit Increase Option Rider will now be available in e-App and paper applications.

** **

**For Association Business only:**  

 

- New application and disclosure packages for the rerate product will be available for use on and after July 12. Existing applications must be signed and dated on or before July 11th, 2016 and received in the home office on or before July 12th, 2016 in order to be honored with the old rates.

** **

**For Worksite Business only: ** 

 

- Business for which an implementation memo has already been approved will be honored at the old rates, according to the terms agreed to and described in the implementation memo.
- Business for which an implementation memo is not yet approved: All properly completed Service Group Requests (SGRs) along with a completed census file for the old rates must be received by end of business on July 12th, 2016. Enrollments for these cases must be completed within 90 days of July 12th, 2016, or within the terms of the implementation memo agreed upon by Worksite Administration.

 

We reserve the right to not approve any SGR under old rates if we feel it is necessary.

 

 

 

 

 

 

 

 

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| # Possible High Risk Conditions for LTC Insurance **Individuals with the types of conditions or concerns noted below are generally not well suited for a long term care product.** - Alzheimer's Disease or Dementia - Amputation due to Disease - Arthritis with narcotic pain medication use - Congestive Heart Failure - Diabetes with Complications or Insulin use - Huntington's Chorea - Lou Gehrig's Disease (ALS) - Memory Loss - Metastatic or Multi-Site Cancer - Mobility Deficit - Multiple Sclerosis - Multiple Strokes, CVAs, TIAs - Muscular Dystrophy - Myasthenia Gravis - Organ Transplant other than Corneal - Osteoporosis with Fractures - Paraplegia / Quadriplegia - Parkinson's Disease - Polymyositis - Schizophrenia - Scleroderma   Tested positive for HIV or treated by a physician as having Acquired Immunodeficiency Syndrome (AIDS) or any other Immunodeficiency Disorder. Used a catheter, dialysis, oxygen equipment, quad or three-pronged cane, respirator, walker, crutches, motorized scooter or lift chair within the past 12 months. Required assistance or supervision of any kind to perform everyday activities, such as mobility (including the use of pronged canes), taking medications, dressing, eating, walking, bathing, transferring, toileting, shopping or managing finances within the past 12 months. Individuals that were previously declined for Long Term Care insurance by another carrier. Do you wish to continue? [Yes](https://www.ltcipartners.com/carriernews/transamerica-changes-in-california#) |
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| Transamerica Long Term Care Prequalification Form |
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|   All fields required. Agent Name: Agency Name: Date: Type of Business: Individual Worksite Prequalification Number:UW-071916-1016941 Agent Email Address: e.g. name@domain.com Demographic Information: Age: Gender: Female Male What was your height and weight at your last physician visit? Feet 1 2 3 4 5 6 7 8 Inches 0 1 2 3 4 5 6 7 8 9 10 11 lbs Has your height or weight gone up or down since your last physician visit? If so, did it go up or down and if so, how much? Any Nicotine in the past 24 months (i.e. pipe, cigarettes, cigar, chew, vapor, ecigs, etc.)? No Yes Do you currently work 30 hours or more per week? No Yes What is your occupation? Medical Information: What medications are you currently taking (including over the counter and prescriptions along with dosage, frequency, reason prescribed and treating physician)? Add Medication None Name of Medication Dosage Frequency Reason Prescribed Treating Physician's Name Delete     Are there any medications that you have been prescribed within the past 12 months, but have not filled and if so, what medication and why was it not filled? Add Medication None Name of Medication Reason not Filled Delete     Date of last MD visit (include month/date/year and indicate if the MD is your Primary Care Physician or Specialist. If a Specialist, please indicate specialty). Add Last Visit None Month/Date/Year Physician's Name Primary Care or Specialist Delete     What conditions are you currently being treated for by a physician? Add Condition None Condition Date of Diagnosis (month/year) Delete     What surgical procedures or testing have you had, planned or scheduled and not yet completed within the past 12 months (include any scheduled procedures such as colonoscopy, knee replacement, MRI etc.)? Add Procedure None Surgery/Test/Procedure Date Scheduled or Planned Delete     If there has been one thing that has bothered you over the past 2 years that you haven't spoken to a physician about, what would it be? Why did you decide not to talk to your physician about it? Do you have any new health symptoms that are new to you, or cause an inconvenience for you? What physical activities have you had to cut back on in the last 12 months and why? |

 

 

 

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| HPE Analysis Request Form |
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|   All fields required. Reference Number: HPE-071916-1016946 Agent/Enroller Name: Agent/Enroller Email Address: e.g. name@domain.com General Agency/Managing Agency Name: Employer Name: Total number of employees: Industry: Year Established: Street Address: City: State: ZIP Code: Select One Alabama Alaska Arkansas Arizona California Colorado Connecticut D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming Employer Website: Has this worksite been offered any kind of individual or group LTCI Coverage within the last 5 years? No Yes If Yes, provide details: Does this worksite have a 401(k) plan in place? No Yes If Yes, provide % of employees participating in the plan: % Is this enrollment being done in conjunction with any other benefit enrollment? No Yes Are there multiple states you plan to market? No Yes Will the employer allow employee education? No Yes Please choose applicable (If more than one chosen, please provide reason below): Executive Advantage Corporate Advantage Employee Advantage Reason: Please select billing method: List Bill Direct Bill Underwriting type being requested for employees? SI AA Full MGI (Requires Home office approval prior to submission) Underwriting type being requested for Spouse? AA Full Upload a Census (Excel only) Use this template to submit your census.     Add... <b>Upload</b> Clear All   |

 

 

 

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## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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