Planning Tips and Carrier News for Advisors 

SecureCare Coming to Hawaii

Posted by LTCI Partners | Jan 16, 2019 11:36:56 AM
Securian
Insurance products issued by:
Minnesota Life Insurance Company
man and woman sitting on grass hill
A long-term care alternative now with even more flexibility
Offer a long-term care insurance alternative that's within reach for more clients.

On January 21, 2019, Securian Financial's SecureCare Universal Life will be available in Hawaii. It has a fresh look and features and benefits, including:

  • Cash indemnity benefits
  • Single and multi-pay options
  • Reduced paid-up benefit1
Learn more
Couple dancing on patio
Discuss LTC needs with your clients
Get started ›
Older couple sharing ice cream on a bench
SecureCare Prospect Profile Guide
Read the flyer ›
Woman smiling in the kitchen
Hybrid Life/LTC product comparison
Learn more ›
Contact us
 
 
Securian Financial

INSURANCE

INVESTMENTS

RETIREMENT

Connect with us
Facebook   Instagram   LinkedIn   Twitter   YouTube

1Reduced paid-up benefit refers to the reduced paid-up nonforfeiture benefit that purchases paid-up insurance in the event of premium lapse.

SecureCare may not be available in all states. Product features, including limitations and exclusions, may vary by state.

SecureCare Universal Life Insurance includes the Acceleration for Long-Term Care Agreement. The Acceleration for Long-Term Care Agreement is a tax qualified long-term care agreement that covers care such as nursing care, home and community based care, and informal care as defined in this agreement. This agreement provides for the payment of a monthly benefit for qualified long-term care services. This agreement is intended to provide federally tax qualified long-term care insurance benefits under Section 7702B of the Internal Revenue Code, as amended. However, due to uncertainty in the tax law, benefits paid under this agreement may be taxable.

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods.

This information should not be considered as tax or legal advice. Clients should consult their tax or legal advisor regarding their own tax or legal situation.

These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its affiliates, have a financial interest in the sale of their products.

Insurance products are issued by Minnesota Life Insurance Company in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized New York insurer and does not do insurance business in New York. Both companies are headquartered in Saint Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues. Securities offered through Securian Financial Services, Inc., member FINRA/SIPC, 400 Robert Street North, St. Paul, MN 55101-2098, 1-800-820-4205.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its affiliates. Minnesota Life Insurance Company and Securian Life Insurance Company are affiliates of Securian Financial Group, Inc.

For financial professional use only. Not for use with the public. This material may not be reproduced in any form where it would be accessible to the general public

Securian Financial Group, Inc.

securian.com

400 Robert Street North, St. Paul, MN 55101-2098
©2019 Securian Financial Group, Inc. All rights reserved.

F87549-91 1-2019   DOFU 8-2018
522940

Topics: Securian

Written by LTCI Partners

Leave a Comment