---
title: OneAmerica-Temporary Changes to Business Limits for Ages 70 and Above
description: OneAmerica
image: http://image.corpcomm.oneamericaemailservices.com/lib/fe5915707d610c797312/m/1/743c7d08-06ef-4eb1-9bd2-1363a5126d84.png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Apr 22, 2020 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## OneAmerica-Temporary Changes to Business Limits for Ages 70 and Above

- [OneAmerica](https://www.ltcipartners.com/carriernews/topic/oneamerica)
- [hybrid life/Long-Term Care](https://www.ltcipartners.com/carriernews/topic/hybrid-life-long-term-care)

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|   |
| --- |
| April 2020 News to Know Individual Life & Financial Services COVID-19 Update: Temporary Changes to Our Business Limits As we continue to monitor the challenges of the COVID-19 pandemic, we remain committed to operating in an informed, responsible manner that upholds our commitment to maintaining financial strength. These decisions help ensure that we continue to be there for our customers when they need us the most. With that in mind, we believe it’s prudent to make a few temporary changes to our business limits. These changes only apply to business received after May 1. Our new guidelines are as follows: Care Solutions Business For Care Solutions, the temporary changes to our business limits include: Ages 70 and above Only single pay is allowed  COB must also be single pay Annuity-Funded Whole Life and Asset Care 2 & 3 remain available The full suite of Annuity Care products remains available (COB pay periods remain as they are today on annuities) No rated cases allowed We are suspending the following: Asset Care Recurring Premium Whole Life Asset Care 4 Asset Care with Return of Premium Ages 69 and below No changes to current guidelines For ages 70 and above, cases not meeting these criteria will be postponed. Certificates of Insurability For all underwritten products, both traditional and Care Solutions, we will require a Certificate of Insurability (COI) upon policy delivery for all sales — both Cash on Delivery (COD) and Cash with App (CWA). The COI or Statement of Health is included with the policy delivery packet and can also be found on the OneAmerica FormsPipe library. The COI must be received before the policy can be put in force/paid. Thank you for all your efforts to serve your clients, and for adapting alongside us in this rapidly changing environment. We appreciate your commitment and are deeply grateful for your business. OneAmerica® is the marketing name for the companies of OneAmerica. Products issued and underwritten by The State Life Insurance Company® (State Life), Indianapolis, IN, a OneAmerica company that offers the Care Solutions product suite. Not available in all states or may vary by state.  ©2020 OneAmerica Financial Partners, Inc. All rights reserved. OneAmerica® and the OneAmerica banner are all registered trademarks of OneAmerica Financial Partners, Inc.  For use with financial professionals only. Not for public Distribution. |
| This email was sent by: OneAmerica Financial Partners, Inc. One American Square, PO Box 368 Indianapolis, IN 46206-0368 United States     |

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## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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