---
title: OneAmerica Interest Change News
description: OneAmerica
image: http://image.corpcomm.oneamericaemailservices.com/lib/fe5915707d610c797312/m/1/57eab11a-cda9-4fd4-942f-c97c0ec85820.png
---

## Planning Tips and Carrier News for Advisors

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- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Oct 10, 2018 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## OneAmerica Interest Change News

- [OneAmerica](https://www.ltcipartners.com/carriernews/topic/oneamerica)

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October 2018

|   |
| --- |
| October 2018   Interest Rate Notice   Access interest rates effective Oct. 15 Effective Monday, Oct. 15, 2018, some OneAmerica® Care Solutions interest rates are changing. Annuity Care®, Annuity Care II and Indexed Annuity Care® new money rates are increasing.  All other rates remain unchanged. New rates for Annuity Care, Annuity Care II and Indexed Annuity Care are listed below.   View all rates » The new rates will be as follows:    Annuity Care LTC fund: 3.70% Cash fund: 2.00% Annuity Care II LTC accumulated value: 3.70% Accumulated value: 2.00% Indexed Annuity Care Point-to-point Cap: 3.00% Point-to-point Par: 25.00% Monthly average Cap: 3.20% Monthly average Par: 50.00% Fixed account: 1.80%   Guaranteed Interest Rate increasing Oct. 15 Beginning Oct. 15, 2018, the Guaranteed Interest Rate will increase from 1.40% to 1.55% for new issues of the following products: Indexed Annuity Care – In all states where this product is sold. Annuity Care II – In Massachusetts, New Hampshire, Pennsylvania, Vermont and Wisconsin only. The new rate applies to both the base and LTC accumulated values. Most Beneficial Rate: Indexed Annuity Care offers your clients the opportunity to receive the best declared interest (or cap, or par) rate available between the date their application is received in the Home Office, and the effective date of the contract, if fully funded within 60 days of application. This feature is intended as an easy-to-do-business provision to provide you and your clients the peace of mind to know that they can receive the best declared rates during the application process. Annuity Care also offers this feature for 1035/transfer monies only.   Note: All products may not be available in all states or may vary by state. Policies are issued by The State Life Insurance Company®, Indianapolis, Indiana. For use with financial professionals only. Not for public distribution. OneAmerica® is the marketing name for the companies of OneAmerica. The companies of OneAmerica® : American United Life Insurance Company®, The State Life Insurance Company®, OneAmerica Retirement Services LLC, McCready and Keene, Inc., OneAmerica Securities, Inc., and Pioneer Mutual Life Insurance Company®, a stock subsidiary of American United Mutual Insurance Holding Company. © OneAmerica Financial Partners, Inc. All rights reserved. |
| This email was sent by: OneAmerica Financial Partners, Inc. One American Square, PO Box 368 Indianapolis, IN 46206-0368 United States     |

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## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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