Effective August 11, 2025, Lincoln MoneyGuard Fixed Advantage (2025) will be made available in the states of Indiana and Montana. 
Lincoln MoneyGuard Fixed Advantage (2025) is universal life insurance which provides a death benefit and long-term care (LTC) coverage through a rider. The launch of MoneyGuard Fixed Advantage (2025) introduces the flexibility for a Point of Claim Choice option for receiving LTC benefits through 
Reimbursement or Indemnity and incorporates a split premium design to separate Life and LTC 
premiums to allow for potential tax deductibility.