---
title: NGL- WA State Long Term Care Trust Act
description: NGL
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/NGL%20Logo%20Updated-1.png
---

## Planning Tips and Carrier News for Advisors

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

## Never miss any update

Subscribe to the Planning Tips and Carrier News for Advisors newsletter today to receive updates on the latest news from our carriers.

Your privacy is important to us. We have developed a [Privacy Policy](https://www.ltcipartners.com/ltci-partners-privacy-policy) that covers how we collect, use, disclose, transfer, and store your information. 

Apr 23, 2021 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## NGL- WA State Long Term Care Trust Act

- [NGL-EssentialLTC](https://www.ltcipartners.com/carriernews/topic/ngl-essentialltc)

- [Tweet](https://twitter.com/share)

|     Washington State Long Term Care Trust Act NGL would like to address the Washington State Long Term Care Trust Act and timing for application processing. The most recent date determined by the Washington legislature to meet the “opt out” provision by obtaining a private LTCi policy is November 1, 2021. There is a high probability that all LTCi carriers will see a large increase in applications from now until the fall. In order to process new business and offer an underwriting decision in a timely manner, we are suggesting any applications for applicants trying to meet the November 1 deadline be submitted ASAP. It is quite possible as volume increases, processing times will be impacted.  Washington is a pre-appointment state that requires agents to have an approved and effective state appointment prior to signing or dating an application. The sooner you submit your applications, the better chance you’ll have to meet your clients’ expectations, which is why we recommend submitting applications ASAP. We will be processing applications in the order received with no exceptions.  For agent inquires contact your dedicated Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com. Thank you. www.ngl-essentialltc.com   For agent use only. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a.k.a. The Guardian or Guardian Life.   |
| --- |

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "LTCI Partners",
    "url" : "https://www.ltcipartners.com/carriernews/author/ltci-partners"
  },
  "dateModified" : "2022-08-15T13:51:49.740Z",
  "datePublished" : "2021-04-23T19:00:00.000Z",
  "headline" : "NGL- WA State Long Term Care Trust Act",
  "image" : [ "https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/NGL%20Logo%20Updated-1.png" ],
  "mainEntityOfPage" : {
    "@id" : "https://www.ltcipartners.com/carriernews/ngl-wa-state-long-term-care-trust-act",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://www.ltcipartners.com/hs-fs/hub/405630/file-1004497223.png"
    },
    "name" : "LTCI Partners, LLC"
  }
}
```