---
title: NGL- EssentialLTC Product Introduction Guide
description: NGL
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/NGL%20Logo%20Updated-1.png
---

## Planning Tips and Carrier News for Advisors

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
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- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Jul 22, 2021 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## NGL- EssentialLTC Product Introduction Guide

- [NGL-EssentialLTC](https://www.ltcipartners.com/carriernews/topic/ngl-essentialltc)

- [Tweet](https://twitter.com/share)

| EssentialLTC Product Introduction Guide   If you know someone who is interested in selling EssentialLTC, the Product Introduction Guide is an excellent source of high-level information for prospective agents. The guide touches on several key points of what makes EssentialLTC a comprehensive LTC product and includes information on NGL, popular product features, popular riders and product details.  See how EssentialLTC can help your clients by visiting the Agent Resource Center and downloading a copy under Reference Guides. Or download by clicking the image above.   Lifetime Benefit Rider Video Shared Benefit Rider Video ​​​​For agent inquiries contact your dedicated Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com. Thank you. www.ngl-essentialltc.com   For agent use only. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a.k.a. The Guardian or Guardian Life.   |
| --- |

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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