---
title: NGL- EssentialLTC News
description: NGL
image: https://go.nglic.com/l/50832/2020-02-11/cy5v5l/50832/250919/LTC_rebrand_communication_header.png
---

## Planning Tips and Carrier News for Advisors

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

## Never miss any update

Subscribe to the Planning Tips and Carrier News for Advisors newsletter today to receive updates on the latest news from our carriers.

Your privacy is important to us. We have developed a [Privacy Policy](https://www.ltcipartners.com/ltci-partners-privacy-policy) that covers how we collect, use, disclose, transfer, and store your information. 

Dec 3, 2020 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## NGL- EssentialLTC News

- [NGL-EssentialLTC](https://www.ltcipartners.com/carriernews/topic/ngl-essentialltc)

- [Tweet](https://twitter.com/share)

|     Coming soon - all policies will have copies of schedule pages You asked and we listened. Beginning on Wednesday, November 25, all issued policies will now be accompanied by copies of the schedule pages for your convenience. These copies are intended for you to easily keep a copy of the schedule pages for your own records before you forward the policy to the policyholder.  Copies of schedule pages will be issued with all National Guardian Life Insurance Company (NGL) EssentialLTC policies, except for California which will be available at a later date.    Underwriting tips and refresher Do you need a quick refresher on NGL's Long Term Care insurance underwriting process? Watch our presentation for tips to help you and your clients better understand the long term care underwriting process.  Click here to view the presentation for Tips on NGL's  EssentialLTC underwriting process. This presentation will also be available on the Agent Resource Center.      Updated contact sheet We're here to help you succeed! If you have feedback or questions on agent services, contracting, commissions, in force policies, underwriting or sales, please reach out to us.  Click here for the updated Contact Sheet. You can also login to the Agent Resource Center to download the NGL EssentialLTC Contact Sheet.       Upcoming holiday hours We hope you have a safe and healthy holiday season. Please note these upcoming important dates with special holiday hours for our office:  Wednesday, November 25 - Office closes at 1 p.m. PST Thursday, November 26 - Closed Friday, November 27 - Closed Thursday, December 24 - Office closes at 1 p.m. PST Friday, December 25 - Closed Thursday, December 31 - Office closes at 1 p.m. PST Friday, January 1 - Closed      Please contact your dedicated Long Term Care Sales Team at LTC@nglic.com with questions. Thank you. www.ngl-essentialltc.com   For agent use only. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a.k.a. The Guardian or Guardian Life.   |
| --- |

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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