---
title: Mutual of Omaha - Rate Adjustment Impacting GA, AL and IN
description: Mutual of Omaha announces inforce rate adjustments that will impact Georgia, Alabama and Indiana.
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/MOO%20Logo-1%20(1).png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Oct 18, 2023 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## Mutual of Omaha - Rate Adjustment Impacting GA, AL and IN

- [Mutual of Omaha](https://www.ltcipartners.com/carriernews/topic/mutual-of-omaha)

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| From the Desk of Michael Sladek     Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace.   We will be implementing the following inforce rate adjustments effective  January 1, 2024. Georgia & Alabama Policy Forms   2024 Non-Lifetime                    2024 Lifetime   Impacted     Benefit Period Increase        Benefit Period Increase LT50                    13.1%                                          15.0% NH50                   13.1%                                          15.0% HCA                     13.1%                                          15.0% LTA                      13.1%                                          15.0% NHA                     13.1%                                          15.0% Indiana Policy Forms  2024 Non-Lifetime                    2024 Lifetime  Impacted   Benefit Period Increase        Benefit Period Increase LT50                    10.0%                                          22.0% NH50                   10.0%                                          22.0% HCA                     10.0%                                          22.0% LTA                      10.0%                                          22.0% NHA                     10.0%                                          22.0% Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there are options available. The offer will provide the policyholder with a benefit reduction alternative to help reduce the impact of the premium increase. Tools Available Additional resources are available on Sales Professional Access, including: A list of impacted policyholders on the Reports page Historical rate adjustment information by policy form on the Rate Adjustment page Please share this information with your producers. Any additional information and state approvals will be communicated in our weekly Express newsletter. For a complete list of affected policy forms and additional key information, including quoting best practices, please review the FAQ. Long-term care insurance is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come.   Should you have any further questions, please contact your Sales Director or Account Executive.   |

![](https://click.e.mutualofomaha.com/open.aspx?ffcb10-fef611717c650d-fe531776726c0d787710-fe36157075640475721677-ff66177376-fe7615717464057d7410-fef71578736306&d=100190&bmt=0)

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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