---
title: Mutual of Omaha - Rate Adjustment Impacting AZ and RI
description: Mutual of Omaha announces inforce rate adjustments that will impact Arizona and Rhode Island.
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/MOO%20Logo-1%20(1).png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Jul 24, 2023 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## Mutual of Omaha - Rate Adjustment Impacting AZ and RI

- [Mutual of Omaha](https://www.ltcipartners.com/carriernews/topic/mutual-of-omaha)

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| From the Desk of Michael Sladek     Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace.     We will be implementing the following inforce rate adjustments effective September 1, 2023.   *The state of Rhode Island requires a 90-day notification period for all policyholders. Therefore, the effective date for the affected RI policies indicated below will be October 1, 2023.   Impacted Forms                                  Impacted States LTC04G                                                     Arizona & Rhode Island  LTC04I                                                       Arizona & Rhode Island LTC04I7                                                     Arizona & Rhode Island LTC09M                                                     Arizona & Rhode Island  LTC06UI                                                     Arizona & Rhode Island LTC09U                                                      Arizona & Rhode Island For details on yearly rate adjustment percentages, view the supplemental grid here.   Policyholder Notification Process   Policyholders will receive a letter notifying them at least 60 days prior to the premium rate increase effective date as outlined above.   Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there are options available. The offer will provide the policyholder with a benefit reduction alternative to help reduce the impact of the premium increase.   Tools Available   Additional resources are available on Sales Professional Access, including:   A list of impacted policyholders on the Reports page Historical rate adjustment information by policy form on the Rate Adjustment page Please share this information with your producers. Any additional information and state approvals will be communicated in our weekly Express newsletter. For a complete list of affected policy forms and additional key information, including quoting best practices, please review the FAQ.   Long-term care insurance is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come.   |

![](https://click.e.mutualofomaha.com/open.aspx?ffcb10-fef611717c650d-fe531776726c0d787710-fe36157075640475721677-ff66177376-fe7615717464057d7410-fefe1570726207&d=100193&bmt=0)

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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