---
title: Mutual of Omaha - Inforce Rate Adjustments Impacting DC, KS, MT, VA and OH
description: Mutual of Omaha has announces inforce rate adjustments that will impact the District of Columbia, Kansas, Montana, Virginia and Ohio.
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/MOO%20Logo-1%20(1).png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Dec 20, 2022 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## Mutual of Omaha - Inforce Rate Adjustments Impacting DC, KS, MT, VA and OH

- [Mutual of Omaha](https://www.ltcipartners.com/carriernews/topic/mutual-of-omaha)

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| From the Desk of Michael Sladek     Mutual of Omaha actively monitors our inforce long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will be implementing the following inforce rate adjustments effective March 1, 2023.* *The state of Virginia requires a 75-day notification period for all policyholders. Therefore, the effective date for the affected VA policies indicated below will be April 1, 2023.  Impacted Forms Impacted States LTC04G District of Columbia, Kansas, Montana LTC04I District of Columbia, Kansas, Montana, Virginia LTC04I7 District of Columbia, Kansas, Montana, Virginia LTC09M District of Columbia, Kansas, Montana, Virginia LTC06UI District of Columbia, Kansas, Montana, Virginia LTC09U District of Columbia, Kansas, Montana, Virginia LT50, NH50, HCA, NHA, LTA   Ohio For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter notifying them at least 60* days prior to the premium rate increase effective date as outlined above. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there are options available. The offer will provide the policyholder with a benefit reduction alternative to help reduce the impact of the premium increase. Tools Available Additional resources are available on Sales Professional Access, including: A list of impacted policyholders on the Reports page Historical rate adjustment information by policy form on the Rate Adjustment page Any additional information and state approvals will be communicated in our Advisor Newsletter. For a complete list of affected policy forms and additional key information, including quoting best practices, please  review the FAQ. Long-term care insurance is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. For any questions, please reach out to your Health Sales Team.  |
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![](https://click.e.mutualofomaha.com/open.aspx?ffcb10-fef611717c650d-fe6711737660037d7415-fe36157075640475721677-ff66177376-fe6715757362047d7411-ff3116787560&d=100181&bmt=0)

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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