---
title: Mutual of Omaha - Inforce LTCi Rate Adjustments Impacting RI
description: Mutual of Omaha will have inforce rate adjustments effective October 1, 2026 impacting Rhode Island.
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/MOO%20Logo-1%20(1).png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Jun 16, 2026 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## Mutual of Omaha - Inforce LTCi Rate Adjustments Impacting RI

- [Tweet](https://twitter.com/share)

We remain committed to the LTC market. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

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| Mutual of Omaha actively monitors our in-force long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. The state of Rhode Island requires a 90-day notification period for all policyholders. As a result, we will implement the following in-force rate adjustments effective October 1, 2026. Policy Forms Impacted 2026 Overall Rate Increase LTC13 Pre 24.6% Policyholder Notification Process Policyholder Notification Process Policyholders will receive a letter notifying them at least 90 days prior to the premium rate increase effective date for their policy. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there are options available. The offer will provide the policyholder with a benefit-reduction alternative to help reduce the impact of the premium increase. Tools Available Historical rate adjustment information by policy form is available on Sales Professional Access under the Rate Adjustment Page. A list of impacted policyholders is available on the reports page in SPA. Please share this information with your producers. Any additional information and state approvals will be communicated in our weekly Express newsletter. For a complete list of affected policy forms and additional key information, including quoting best practices, please review the FAQ. Long-term care insurance is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. Should you have any further questions, please contact your Sales Director or Account Executive. Sincerely, Delphine Soucie VP of Brokerage Sales Health & Annuity Solutions |
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| Privacy Policy View Web Version For producer use only. Not for use with the general public. © 2026 Mutual of Omaha Insurance Company. All rights reserved. Mutual of Omaha Plaza Omaha, NE 68175, US Campaign e4521 651268-BKG |
| --- |

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## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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