---
title: Mutual of Omaha - Inforce LTCi Rate Adjustments Impacting AR
description: Mutual of Omaha will have inforce rate adjustments effective April 1, 2026 impacting Arkansas.
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/MOO%20Logo-1%20(1).png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Jan 21, 2026 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## Mutual of Omaha - Inforce LTCi Rate Adjustments Impacting AR

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Learn what's changing and how it impacts your clients ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

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| Mutual of Omaha actively monitors our in-force long-term care business, filing rate adjustments when necessary to ensure we keep our promises to policyholders and remain competitive in the marketplace. We will implement the following in-force rate adjustments effective April 1, 2026. Impacted Forms Impacted States   LTC13 Pre Arkansas For details on yearly rate adjustment percentages, view the supplemental grid here. Policyholder Notification Process Policyholders will receive a letter notifying them at least 60 days prior to the premium rate increase effective date for their policy. Along with the premium rate increase notification letters, most policyholders will receive an adjustment offer if there are options available. The offer will provide the policyholder with a benefit-reduction alternative to help reduce the impact of the premium increase. Tools Available Historical rate adjustment information by policy form is available on Sales Professional Access under the Rate Adjustment Page. Due to our recent administration transition, policyholder reports will be temporarily unavailable on Sales Professional Access. An email with a list of impacted policyholders will be sent to marketers no later than the end of business day, Thursday, January 22, 2026. Please share this information with your producers. Any additional information and state approvals will be communicated in our weekly Express newsletter. For a complete list of affected policy forms and additional key information, including quoting best practices, please review the FAQ. Long-term care insurance is a core product for Mutual of Omaha, and we intend to remain a key player in this market for years to come. Should you have any further questions, please contact your Sales Director or Account Executive. Sincerely, Delphine Soucie VP of Brokerage Sales Health & Annuity Solutions |
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| Privacy Policy Terms of Use For producer use only. Not for use with the general public. © 2026 Mutual of Omaha Insurance Company. All rights reserved. 3300 Mutual of Omaha Plaza Omaha, NE 68175, US Campaign e4521 647509-BKG |
| --- |

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## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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