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Sep 3, 2025 • LTCI Partners

John Hancock: In-Force Rate Action to take place in late September 2025

 

 
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Next round of in-force rate action notifications to take place in late September

In late September, we will begin policyholder notifications on the next round of John Hancock and Fortis (Union LTCI) policies impacted by the in-force rate actions, which will have an effective date beginning with anniversaries on or after January 1, 2026.

The 2022 rate action notifications will include John Hancock LTCI individual policies originally issued in New Hampshire and Washington.

John Hancock will continue the implementation of the 2022 rate increase for John Hancock LTCI individual policyholders in North Carolina and North Dakota who received an initial “capped” or “phased-in” increase.

John Hancock will continue the implementation of the 2019 rate increase for John Hancock LTCI individual policyholders in Vermont who received an initial “capped” or “phased-in” increase.

John Hancock will continue the implementation of the 2016 rate increase for John Hancock LTCI individual policyholders in Wisconsin who received an initial “capped” or “phased-in” increase.

John Hancock will continue the implementation of the 2013 rate increase for John Hancock LTCI individual policyholders in Wisconsin who received an initial “capped” or “phased-in” increase.

John Hancock will continue the implementation of the 2013 rate increase for Union LTCI individual policyholders in Wisconsin who received an initial “capped” or “phased-in” increase.

Please note: To view your clients' notification packages through our e-Delivery program, visit www.jhsaleshub.com and register for access to your online documents.

 
 
 
 

Written by LTCI Partners