---
title: "John Hancock: In-Force Rate Action to take place in late April 2025"
description: John Hancock will have their next round of in-force rate action in late April 2025.
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/John%20Hancock%20Blog%20Logo.png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Mar 27, 2025 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## John Hancock: In-Force Rate Action to take place in late April 2025

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|   | Next round of in-force rate action notifications to take place in late April In late April, we will begin policyholder notifications on the next round of John Hancock and Fortis (Union LTCI) policies impacted by the in-force rate actions, which will have an effective date beginning with anniversaries on or after August 1, 2025. The 2022 rate action notifications will include John Hancock LTCI individual policies originally issued in Arizona, Minnesota and Texas. John Hancock will continue the implementation of the 2016 rate increase for John Hancock LTCI individual policyholders in California who received an initial “capped” or “phased-in” increase. John Hancock will continue the implementation of the 2016 rate increase for Union LTCI individual policyholders in California who received an initial “capped” or “phased-in” increase. Please note: To view your clients' notification packages through our e-Delivery program, visit www.jhsaleshub.com and register for access to your online documents. See complete details       FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR USE WITH THE GENERAL PUBLIC. John Hancock Long-term care insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02116. MLINY032625646-2   |   |
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## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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