---
title: "John Hancock: In-Force Rate Action"
description: John Hancock has announced their upcoming in-force rate action which will take place in late January 2024.
image: https://www.ltcipartners.com/hubfs/Brokerage/Brokerage%20Logos%20for%20Blogs/John%20Hancock%20Blog%20Logo.png
---

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[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Jan 8, 2024 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## John Hancock: In-Force Rate Action

- [John Hancock](https://www.ltcipartners.com/carriernews/topic/john-hancock)

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|       Next round of in-force rate action notifications to take place in late January   In late January, we will begin policyholder notifications on the next round of John Hancock and Fortis (Union LTCI) policies impacted by the in-force rate actions, which will have an effective date beginning with anniversaries on or after May 1, 2024.  The 2022 rate action notifications will include John Hancock LTCI individual policies originally issued in Alaska, Georgia, Ohio and Wyoming.  The 2019 rate action notifications will include John Hancock LTCI individual policies originally issued in Arizona, Idaho, Massachusetts, Ohio and Rhode Island. John Hancock will continue the implementation of the 2019 rate increase for John Hancock LTCI individual policyholders in California and Minnesota who received an initial "capped" or "phased-in" increase.  The 2019 rate action notifications will include Union LTCI individual policies originally issued in Ohio and Oregon.  John Hancock will continue the implementation of the 2016 rate increase for John Hancock LTCI individual policyholders in California who received an initial "capped" or "phased-in" increase.  The 2016 rate action notifications will include Union LTCI individual policies originally issued in Oregon.  John Hancock will continue the implementation of the 2013 rate increase for John Hancock LTCI individual policyholders in Wisconsin who received an initial "capped" or "phased-in" increase.  John Hancock will continue the implementation of the 2013 rate increase for Union LTCI individual policyholders in Wisconsin who received an initial "capped" or "phased-in" increase. Please note: Producer notification packages are no longer available. You can now view your clients' notification packages through our e-Delivery program by visiting www.jhsaleshub.com and registering for access to your online documents. See complete details       FOR FINANCIAL PROFESSIONAL USE ONLY. NOT INTENDED FOR USE WITH THE GENERAL PUBLIC. John Hancock Long-term care insurance products are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02116 (not licensed in New York); and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02116.  MLINY010224766-1 |
| --- |

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## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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