---
title: EssentialLTC Product Updates 1/11/19
description: NGL
image: https://files.constantcontact.com/b92c63db501/bfd43c4e-135d-408a-a49c-214a40924d97.png
---

## Planning Tips and Carrier News for Advisors

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Jan 11, 2019 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## EssentialLTC Product Updates 1/11/19

- [NGL-EssentialLTC](https://www.ltcipartners.com/carriernews/topic/ngl-essentialltc)
- [Group LTC Insurance](https://www.ltcipartners.com/carriernews/topic/group-ltc-insurance)

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| Updated Sales & Marketing Tools for 2019 |
| --- |
|         (888) 505-2332 marketing@ngl-essentialLTC.com   Agent Resource Center www.ngl-essentialLTC.com   NGL Announces Low Minimum Participation Requirements for Employer Groups & Maine Update   NGL’s LTCi program for the worksite will continue to focus on small to mid-sized businesses, offering low minimum participation requirements of 2 to 5 issued employees, varying by state.   Employer and Association Groups will no longer be available in Maine.   View the detailed announcement for additional information. Detailed Announcement   Updated Marketing Materials     Product Features & Sales Ideas   Learn more about EssentialLTC’s most popular product features and corresponding sales ideas. Product Features & Sales Ideas   Tax Summary   See the tax advantages of LTCi for individuals and businesses, updated for 2019. 2019 Tax Summary   LTCi for Almost Any Business   Learn more about EssentialLTC's program for the worksite. Worksite Process & Resources   See the process & resources available when you have a group prospect.     Group Quote Request Form   Use this form to let us know the plan design(s) you want quoted and the census information for your employer or association group prospects. View Form   For agent and broker use only. Not for distribution to the public.   LTCi Sales Psychology   Join us for the first episode of the Inspired by LTCi Specialists webinar series with our special guest speaker Steve Elliott.   Steve will share his 23 years of LTCi experience to help you close more prospects on the first call, increase your closing percentage, shorten your presentation, and increase your placed business.   Learning these LTCi sales psychology tips is something you don't want to miss!     For agent and broker use only. Not for distribution to the public.     Steve Elliott, Owner Capstone Financial Assurance Steve has exclusively specialized in LTCi for over 23 years and has been recognized as the LTC Expert of the Year by The National LTC Producers Summit and as one of the Nation's Top 10 Agents by the AALTCI.   Marc Glickman, Chief Sales Officer NGL LTC Administrative Office   Marc is an LTCi actuary and works on the team that designed the NGL EssentialLTC product.     ILTCI Conference     Come join us at the ILTCI Conference for powerful discussions lead by only the most influential and experienced industry experts across a variety of disciplines. You’ll learn firsthand everything you need to know about a variety of topics, from finance, to claims, marketing, public policy, and so much more. Register Now   Easily Distribute & Share EssentialLTC Updates Did you notice the “View in Browser” link at the top of this email? You can now use the link at the top of each eNewsletter to easily share our emails with your colleagues.   You can also keep up to date by bookmarking our Updates Page   For agent and broker use only. Not for distribution to the public. ‌ ‌ ‌   Product underwritten by National Guardian Life Insurance Company (NGL). National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a.k.a. The Guardian or Guardian Life. For agent and broker use only. Not for distribution to the public. Policy form series ICC16-NLTC100P. Product not available in all states. |
|   |

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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