---
title: EssentialLTC Industry News
description: National Guardian Life
image: https://www.ltcipartners.com/hubfs/essential_LTC.jpg
---

## Planning Tips and Carrier News for Advisors

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

- [The Advisor's View of Long-Term Care Planning](https://www.ltcipartners.com/blog)
- [Planning Tips and Carrier News for Advisors](https://www.ltcipartners.com/carriernews)
- [Consumer Planning Blog](https://www.ltcipartners.com/planning-for-long-term-care-in-america)
- [Group LTC Benefits Blog](https://www.ltcipartners.com/group-ltc)
- [On-demand webinar library](https://www.gotostage.com/channel/ltcipartners)

[Jun 29, 2026

### John Hancock in-force rate action for select states

](https://www.ltcipartners.com/carriernews/john-hancock-in-force-rate-action-for-select-states)

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Aug 28, 2018 • [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

## EssentialLTC Industry News

- [National Guardian Life](https://www.ltcipartners.com/carriernews/topic/national-guardian-life)

- [Tweet](https://twitter.com/share)

 

| Welcome to the Industry News – a leading source for positive and constructive LTCi information! We hope that you find the below news insightful and invite you to contribute your online articles for future issues by emailing us. Don’t forget to register for our next episode in the Future of LTCi webinar series, “Growing your LTCi Practice at Little to No Cost” with special guest speaker New York Times bestselling author and TV host/personality, Carol Roth.  View any of our recorded webinars at your convenience on our new EssentialLTC On Demand page including the replay of our most recent episode of theEssential How-To’s webinar series “Live, Die, or Quit Benefits on a Traditional LTCi Product”   ·     New easy to access EssentialLTC Updates page (For agent and broker use only. Not for distribution to the public.)  ·     E-APP has launched! Access E-APP including E-PAY and E-SIGN features in the Agent Resource Center. Request access or login at www.ngl-essentialltc.com.  ·     Unexpected adverse underwriting decision? Use this form to be able to access why.  ·     21 recently released Partnership states with more to come and retroactive Partnership eligibility  ·     Monthly modal premium factor lowered in 38 more states  ·     New State Variations Listing  ·     Discover the Sweet Spots of EssentialLTC (For agent and broker use only. Not for distribution to the public.)       ·     New Partnership States: KY, ME, MO, NC, NV, OR ·     More 1035 exchange options ·     Employer Group Rate (unisex) for approved employer groups  marketing@ngl-essentialLTC.com (888) 505-2332 Agent Resource Center www.ngl-essentialLTC.com |   |
| --- | --- |

 

## Written by [LTCI Partners](https://www.ltcipartners.com/carriernews/author/ltci-partners)

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